Legal – Dr. Mary-Elizabeth Harmon

DISCLAIMER:

This website is for informational purposes only. The information contained or distributed through this website, including but not limited to blog posts and emails, is for informational purposes only. By continuing to use/read/participate in this website/blog/email series you acknowledge that Miss Biz Media LLC cannot guarantee any particular results, such as outcomes that are based on subjective factors that are not within its control. Therefore, following any information or recommendations provided on this website/blog/email series is at your own risk.

PRIVACY POLICY:

BY VISITING www.meharmon.net or recap.prosperitypapers.com YOU ARE CONSENTING TO THE PRIVACY POLICY FOR Miss Biz Media LLC.

OVERVIEW:
Miss Biz Media LLC is committed to protecting your privacy online. This Privacy Policy describes the personal information we collect through our websites at www.meharmon.net and recap.prosperitypapers.com (the “Sites”), and how we collect and use that information.

The terms “we,” “us,” and “our” refer to Miss Biz Media LLC. The terms “user,” “you,” and “your” refer to site visitors, customers, and any other users of the sites. The term “personal information” is defined as information that you voluntarily provide to us that personally identifies you and/or your contact information, such as your name, phone number, and email address.

www.meharmon.net and recap.prosperitypapers.com provide information about their Founder, Dr. Mary-Elizabeth Harmon, a newsletter, and distribution of ideas, tools and resources for fostering caring communities and caring economies for and by neighbors (collectively, the “Service”).

Use of www.meharmon.net and/or recap.prosperitypapers.com including all materials presented therein and all online services provided by the Company is subject to the following Privacy Policy. This Privacy Policy applies to all site visitors, customers, and all other users of the sites. By using the Sites or Service, you agree to this Privacy Policy, without modification, and acknowledge reading it.

INFORMATION WE COLLECT:
The Sites only collect the personal information you voluntarily provide to us, which may include an email address to subscribe you to our mailing list.

The information you provide is used to process transactions, send periodic emails, and improve the service we provide. We do share your information with a trusted third party (Kit email marketing company) that assists us in operating our website conducting our business and servicing clients and visitors. This trusted third party agrees to keep this information confidential. Your personal information will never be shared with unrelated third parties.

THIRD PARTY LINKS:
The Sites may contain links to third party websites. Except as otherwise discussed in this Privacy Policy, this document only addresses the use and disclosure of information we collect from you on our sites. Other sites accessible through our sites via links or otherwise have their own policies in regard to privacy. We are not responsible for the privacy policies or practices of third parties.

SECURITY:
We maintain security measures to protect your personal information from unauthorized access, misuse, or disclosure. However, no exchange of data over the Internet can be guaranteed as 100% secure. While we make every effort to protect your personal information shared with us through our Sites, you acknowledge that the personal information you voluntarily share with us through our Sites could be accessed or tampered with by a third party. You agree that we are not responsible for any intercepted information shared through our Sites without our knowledge or permission. Additionally, you release us from any and all claims arising out of or related to the use of such intercepted information in any unauthorized manner.

CHILDREN:
To access or use our Sites, you must be 18 years old or older and have the requisite power and authority to enter into this Privacy Policy. Children under the age of 18 are prohibited from using our Sites.

UPDATING YOUR INFORMATION:
You may access and correct your personal information using a link provided at the bottom of our newsletter.

CHANGES TO THIS POLICY:
You acknowledge and agree that it is your responsibility to review our Sites and this Policy periodically and to be aware of any modifications. We will notify you of any changes to this privacy policy by posting those changes on this page.

CONTACT:
If you have questions about our privacy policy, please email us at ME (at) MEHarmon.net

Updated: September 2025

TERMS & CONDITIONS:

BY VISITING www.meharmon.net and/or recap.prosperitypapers.com YOU ARE CONSENTING TO THE TERMS AND CONDITIONS OF Miss Biz Media LLC.

OVERVIEW:
The terms “we,” “us,” and “our” refer to Miss Biz Media LLC. The term the “Sites” refers to www.meharmon.net and recap.prosperitypapers.com. The terms “user,” “you,” and “your” refer to site visitors, customers, and any other users of our sites.

Use of www.meharmon.net and/or recap.prosperitypapers.com including all materials presented herein and all online services provided by Miss Biz Media LLC is subject to the following Terms and Conditions. These Terms and Conditions apply to all site visitors, customers, and all other users of the sites. By using the Sites or Service, you agree to these Terms and Conditions, without modification, and acknowledge reading them.

USE OF SITE AND SERVICE:
To access or use the Sites, you must be 18 years of age or older and have the requisite power and authority to enter into these Terms and Conditions. Children under the age of 18 are prohibited from using the Sites. Information provided on the Sites and in the Service related to personal development, community building and other information are subject to change. Miss Biz Media LLC makes no representation or warranty that the information provided, regardless of its source (the “Content”), is accurate, complete, reliable, current, or error-free. Miss Biz Media LLC disclaims all liability for any inaccuracy, error, or incompleteness in the Content.

ACCOUNT CREATION:
In order to use the Service, you may be required to provide information about yourself including your name, email address, username and password, and other personal information. You agree that any registration information you give to Miss Biz Media LLC will always be accurate, correct, and up to date.

You must not impersonate someone else or provide account information or an email address other than your own. Your account must not be used for any illegal or unauthorized purpose. You must not, in the use of the Service, violate any laws in your jurisdiction.

LAWFUL PURPOSES:
You may use the Sites and Service for lawful purposes only. You agree to be financially responsible for all purchases made by you or someone acting on your behalf through the Sites. You agree to use the Sites and to purchase services or products through the Sites for legitimate, non-commercial purposes only. You shall not post or transmit through the Sites any material which violates or infringes the rights of others, or which is threatening, abusive, defamatory, libelous, invasive of privacy or publicity rights, vulgar, obscene, profane, or otherwise objectionable, contains injurious formulas, recipes, or instructions, which encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any law.

REFUSAL OF SERVICE:
The Services are offered subject to our acceptance of your order or requests. We reserve the right to refuse service to any order, person or entity, without the obligation to assign reason for doing so. No order is deemed accepted by us until payment has been processed. We may at any time change or discontinue any aspect or feature of the Sites or Service, subject to us fulfilling our previous responsibilities to you based on acceptance of your payment.

ORDER CONFIRMATION:
We will email you to confirm the placement of your order and with details concerning product delivery. In the event that there is an error in this email confirmation, it is your responsibility to inform us as soon as possible.

CANCELLATIONS, REFUNDS & RETURNS:
Payment: Due in full at time of booking.
Refunds: No refunds for missed sessions or after services are rendered.
Rescheduling: Rescheduling must occur within 24 hours of original appointment or a $25 fee accrues; rescheduled appointments must occur within 30 days of original appointment. No cancellations.
Disclaimer: Sessions cannot guarantee particular outcomes, such as increased customers, clients or earnings. Advice provided and statements regarding outcomes are expressions of opinion only.
No refunds or returns accepted on electronic products.

PRODUCT DESCRIPTION:
We endeavor to describe and display the Service as accurately as possible. While we try to be as clear as possible in explaining the Service, please do not accept that the Site is entirely accurate, current, or error-free. From time to time we may correct errors in pricing and descriptions. We reserve the right to refuse or cancel any order with an incorrect price listing.

MATERIAL YOU SUBMIT TO SITE:
You shall not upload, post or otherwise make available on the Sites any artwork, photos, or other materials (collectively “Materials”) protected by copyright, trademark, or other proprietary right without the express written permission of the owner of the copyright, trademark, or other proprietary right, and the burden of determining that any Materials are not so protected rests entirely with you. You shall be liable for any damage resulting from any infringement of copyrights, trademarks, or other proprietary rights, or any other harm resulting from such a submission. For all Materials submitted by you to the Sites, you automatically represent or warrant that you have the authority to use and distribute the Materials, and that the use or display of the Materials will not violate any laws, rules, regulations, or rights of third parties.

INTELLECTUAL PROPERTY RIGHTS TO YOUR MATERIALS:
We claim no intellectual property rights over the material you supply to Miss Biz Media LLC. You retain copyright and any other rights you may rightfully hold in any content that you submit through the Site or Service. Content you submit to Miss Biz Media LLC remains yours to the extent that you have any legal claims therein. You agree to hold Miss Biz Media LLC harmless from and against all claims, liabilities, and expenses arising out of any potential or actual copyright or trademark misappropriation or infringement claimed against you. By posting material on the Sites, you grant us a worldwide, nonexclusive, irrevocable license to use the material for promotional, business development, and marketing purposes.

OUR INTELLECTUAL PROPERTY:
The Sites and Service contain intellectual property owned by Dr. Mary-Elizabeth Harmon including trademarks, copyrights, proprietary information, and other intellectual property. You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works from, distribute, display, reproduce or perform, or in any way exploit in any format whatsoever any of the Sites or Service Content or intellectual property, in whole or in part, without our prior written consent. We reserve the right to immediately remove you from the Service, without refund, if you are caught violating this intellectual property policy.

CHANGED TERMS:
We may at any time amend these Terms and Conditions. Such amendments are effective immediately upon notice to you by us posting the new Terms and Conditions on our Sites. Any use of the Sites or Service by you after being notified means you accept these amendments. We reserve the right to update any portion of our Sites and Service, including these Terms and Conditions, at any time. We will post the most recent versions to the Sites and list the effective dates on the pages of our Terms and Conditions.

LIMITATION OF LIABILITY:
YOU AGREE THAT UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, EXEMPLARY, OR ANY OTHER DAMAGES ARISING OUT OF YOUR USE OF THE SITE OR SERVICE. ADDITIONALLY, MISS BIZ MEDIA LLC IS NOT LIABLE FOR DAMAGES IN CONNECTION WITH (I) ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DENIAL OF SERVICE, ATTACK, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, OR LINE OR SYSTEM FAILURE; (II) LOSS OF REVENUE, ANTICIPATED PROFITS, BUSINESS, SAVINGS, GOODWILL OR DATA; AND (III) THIRD PARTY THEFT OF, DESTRUCTION OF, UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF YOUR INFORMATION OR PROPERTY, REGARDLESS OF OUR NEGLIGENCE, GROSS NEGLIGENCE, FAILURE OF AN ESSENTIAL PURPOSE AND WHETHER SUCH LIABILITY ARISES IN NEGLIGENCE, CONTRACT, TORT, OR ANY OTHER THEORY OF LEGAL LIABILITY. THE FOREGOING APPLIES EVEN IF MISS BIZ MEDIA HAS BEEN ADVISED OF THE POSSIBILITY OF OR COULD HAVE FORESEEN THE DAMAGES. IN THOSE STATES THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR THE DAMAGE S, OUR LIABILITY IS LIMITED TO THE FULLEST POSSIBLE EXTENT PERMITTED BY LAW. IN NO EVENT SHALL MISS BIZ MEDIA LLC’s CUMULATIVE LIABILITY TO YOU EXCEED THE TOTAL PURCHASE PRICE OF THE SERVICE YOU HAVE PURCHASED FROM MISS BIZ MEDIA LLC AND IF NO PURCHASE HAS BEEN MADE BY YOU MISS BIZ MEDIA LLC CUMULATIVE LIABILITY TO YOU SHALL NOT EXCEED $100.

THIRD PARTY RESOURCES:
The Sites and the Service contain links to third party websites and resources. You acknowledge and agree that we are not responsible or liable for the availability, accuracy, content, or policies of third party websites or resources. Links to such websites or resources do not imply any endorsement by or affiliation with Miss Biz Media LLC. You acknowledge sole responsibility for and assume all risk arising from your use of any such websites or resources.

INDEMNIFICATION:
You shall indemnify and hold us harmless from and against any and all losses, damages, settlements, liabilities, costs, charges, assessments, and expenses, as well as third party claims and causes of action, including, without limitation, attorney’s fees, arising out of any breach by you of any of these Terms and Conditions, or any use by you of the Sites or Service. You shall provide us with such assistance, without charge, as we may request in connection with any such defense, including, without limitation, providing us with such information, documents, records, and reasonable access to you, as we deem necessary. You shall not settle any third party claim or waive any defense without our prior written consent.

EFFECT OF HEADINGS:
The subject headings of the paragraphs and subparagraphs of this Agreement are included for convenience only and shall not affect the construction or interpretation of any of its provisions.

ENTIRE AGREEMENT; WAIVER:
This Agreement constitutes the entire agreement between you and Miss Biz Media LLC pertaining to the Sites and Service and supersedes all prior and contemporaneous agreements, representations, and understandings between us. No waiver of any of the provisions of this Agreement by Miss Biz Media LLC shall be deemed, or shall constitute, a waiver of any other provision, whether or not similar, nor shall any waiver constitute a continuing waiver. No waiver shall be binding unless executed in writing by Miss Biz Media LLC.

NOTICES:
All notices, requests, demands, and other communications under this Agreement shall be in writing and properly addressed as follows: Miss Biz Meida LLC, 6100 Lincolnia Road, Suite 404, Alexandria, VA 22312 or me [at] meharmon.net

GOVERNING LAW; VENUE; MEDIATION:
This Agreement shall be construed in accordance with, and governed by, the laws of the State of Georgia as applied to contracts that are executed and performed entirely in Georgia. The exclusive venue for any arbitration or court proceeding based on or arising out of this Agreement shall be Atlanta, GA. The parties agree to attempt to resolve any dispute, claim, or controversy arising out of or relating to this Agreement by mediation, which shall be conducted under the then current mediation procedures of The CPR Institute for Conflict Prevention & Resolution or any other procedure upon which the parties may agree. The parties further agree that their respective good faith participation in mediation is a condition precedent to pursuing any other available legal or equitable remedy, including litigation, arbitration, or other dispute resolution procedures.

RECOVERY OF LITIGATION EXPENSES:
If any legal action or any arbitration or other proceeding is brought for the enforcement of this Agreement, or because of an alleged dispute, breach, default, or misrepresentation in connection with any of the provisions of this Agreement, the successful or prevailing party or parties shall be entitled to recover reasonable attorney’s fees and other costs incurred in that action or proceeding, in addition to any other relief to which it or they may be entitled.

SEVERABILITY:
If any term, provision, covenant, or condition of this Agreement is held by an arbitrator or court of competent jurisdiction to be invalid, void, or unenforceable, the rest of the Agreement shall remain in full force and effect and shall in no way be affected, impaired, or invalidated.

ASSIGNMENT:
These Terms and Conditions bind and inure to the benefit of the parties’ successors and assigns. These Terms and Conditions are not assignable, delegable, sublicenseable, or otherwise transferable by you. Any transfer, assignment, delegation, or sublicense by you is invalid.

Updated: September 2025